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The Baby Box: What You Need To Know

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The Baby Box Concept : What You Need To Know | Frugal Nesting

 

 

Why Is The Baby Box Concept So Popular?

Written by: Susanna Heiskanen of Tuutu Baby Box | Australia

[Note: Previously published work, published with permission from Tuutu Baby Box regarding their experience introducing the Finnish baby box concept in Australia*.]

The Finnish baby box has been around for over 75 years. Over 3 million boxes have been given to families by the Finnish government over the years. It was written into Finnish law in 1937 that expectant mothers were entitled to a baby box and in 1949 this was expanded to include all expectant mothers unrelated to their socio-economic circumstances.

 

The Baby Box Concept : What You Need To Know | Frugal Nesting

 

Why has the baby box been so popular with the Finns? One of the reasons is that the box has really everything you need as a parent. Having received the box you would not need to buy a thing if you did not want to – the box doubles as a bed and the contents are enough for the first few months and beyond.  The box also promotes equality amongst parents and kids. Everyone has the same start in life and you can tell what year children were born in based on the clothes they were wearing. There are some products in the box such as muslin wraps that have been there since the beginning.

The baby box was introduced together with the Neuvola program. Neuvola is a midwife driven ante and post-natal clinic system that everyone is entitled to. It was a condition of receiving the baby box that the mother has to attend the prenatal program that educated mothers about breastfeeding, vaccination, safe sleeping practices and many more useful topics. The Neuvola system is still going strong and it reaches nearly all expectant mothers and their children under school age.

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Convenient Cloud Accounting for Small Business | XERO

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Convenient Cloud Accounting for Small Business | Frugal Nesting

 

As a busy working mom and small business owner, convenience has become my middle name.  I simply do not have the time or patience to deal with clunky outdated processes and systems.  And as my blog has grown, I’ve begun researching all of the possibilities that are available to me to help manage, document, track, organize and categorize my business expenses and cash flow.  So I am on the lookout for convenient cloud accounting for my small business.

I am also looking toward the future for when hiring a Virtual Assistant becomes a welcome reality for my business!  So I need to be prepared for two things that will come along with hiring a VA.  One is that they will need to have easy access to my records in order to help me manage all of the moving pieces of my business. Two, I will need a convenient way to manage payroll.

And I DO NOT want to be dealing with a different software for every aspect of my business.  I need one thing that will do it all and will do it quickly & easily.  Back to that ever important convenience factor!


In my research, I recently came across an awesome company called Xero.  Xero is beautiful accounting software…online accounting software that is managed through the Cloud.  Yes, the Cloud…meaning you can access your information from anywhere, anytime and on any device you choose!  Yay, can you say convenient?!?!

Click here to learn more about Xero.

Convenient Cloud Accounting

Small business owners are using Xero for everything from managing business expenses, to handling payroll, and invoicing.  What can Xero do for you:

  • Connects to your bank account
  • Unlimited users
  • Create + reconcile expense claims
  • Calculate payroll, manage taxes + pay employees
  • Create + email custom purchase orders
  • Mobile app available
  • Connects to popular business apps including PayPal
  • Tools for POS, inventory, job tracking, CRM + more
  • No installation required, automatic backups + free upgrades
  • And SOOO much more!

Xero will connect right to your bank account where transactions quickly match up to be categorized.  You can also create and email custom purchase orders which can be copied to bills for payment.

The Convenience Factor

It’s super convenient for your accountant or bookkeeper to use or you can just convert info from QuickBooks.  In fact, you can add unlimited users so everyone in your business can handle finances from anywhere.  And Xero’s mobile app will allow you to send real-time invoices that provide an alert when opened so your clients can just pay online.  See…just another step closer to becoming a true virtual nomad or allowing employees to work from home when they have a sick kid!

Check out Xero’s special introductory offer of 30% off for the first six months with promo code XERO30NOW

With Xero, you can accept or reject those time off requests from employees.  You can also keep track of timesheets and various other payroll tasks including payment, direct deposit, and payroll status.

Xero is a brilliant way to keep track of that pesky financial side of small business ownership!  This convenient cloud accounting software is  easy to use, and saves so much time and energy.  Plus you have access to free online support 24/7!  Click HERE to start your free 30-day trial today [no credit card required – yay]!

FYI: Nonprofits get an exclusive 25% discount!

 

MomLife Style | Wardrobe Essentials To Fight The Frump

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Add heading by NTCouponGal

 

Cardigan \\  Hoodie \\ Flannel

Chambray \\ Mom Tee \\ Grey Tee

Jeans \\ Joggers \\ Pants

Blanket Scarf \\ Studs \\ Saddle Bag

Sandles \\ Tennies \\ Converse

Becoming a mom is the best thing I’ve ever been blessed enough to do.  You know that old saying that having a child is like making the choice to allow your heart to walk around outside of your body for the rest of your life.  Nothing captures the essence of motherhood more than that!  That being said, motherhood is the worst thing that ever happened to my appearance!  I say that in good humor, but you totally know what I mean!

I’ve been a mom for seven and a half years now.  I was 29 when I got pregnant with my first and had him when I was 30.   So I had all of my twenties to be skinny, sexy and well-dressed.  I’ve always been thankful for that!  But my 30’s have been spent in plain black yoga pants, gold flip flops, and a string of long & lean tank tops leftover from my first pregnancy wardrobe!  I rarely wear makeup and my up-do is less top knot than a failed attempt at a mom bun!  And I’m not even going to mention the weight gain after eight years and two pregnancies…yikes!

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Prior-Prior Year…what? Understanding Recent Changes to FAFSA

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Prior-Prior Year (PPY) FAFSA Changes

 

Are you confused by the recent changes to the FAFSA for the upcoming 2017-2018 academic year?  Of course you are, otherwise, you wouldn’t be reading this post!  And you are not alone.  I’ve already spoken to a number of people voicing their bewilderment over these changes.  Don’t worry, we will get you all squared away and you’ll be an expert on “Prior-Prior Year” by the time you are finished reading here today!

 

How do you fill the gap to pay those out of pocket education expenses?

I am in love with this FREE webinar from The Scholarship System!

DO I EVEN KNOW WHAT I’M TALKING ABOUT?

But first, let me introduce myself!  Welcome to my blog, Frugal Nesting.  I typically write about parenting young children, budgeting, and family life.  However, I am also a financial aid professional.  I’ve been working in finance for 14 years and 11 of those years have been in higher education.

Since I get so many questions about financial aid on a daily basis I figured I could take those questions and use my platform as a blogger to get answers out to the folks who need it.  This is particularly useful if it’s hard to get in touch with a real person at your school or you are intimidated by reaching out directly.

Now please note that each school is different and every student has a unique situation, so always check with your school, tax preparer, and/or applicable state/federal sources before making financial aid decisions.*

WHAT’S HAPPENING

Ok, on to the good stuff!  Now historically, you couldn’t begin filing the Free Application for Federal Student Aid (FAFSA) until January 1st for the upcoming school year.  And part of the process was answering questions about your income and, often, your tax return for the year that just ended.  For example, we are just now wrapping up the 2016-2017 academic year.  The 2016-2017 FAFSA became available on 01/01/2016 and asks questions about 2015 income and tax returns.  Got that?  Ok!

So if you are the parent of a rising sophomore, junior, or senior in college then you probably worked your way through all of that and might have even been feeling somewhat confident that you now know what to expect for next year.  I mean it’s not your first rodeo anymore, right?!?!

Or this might actually be your first rodeo, but you’ve talked to friends & family who gave you all the pep talks to get you ready for this whole new world of sending your love off to college.

Or maybe you are a student moving forward into grad school and doing this all on your own for the first time, but you were paying attention when your parents did it all through undergrad, so no sweat…

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Conquer Your Clutter | Clutter Go Away…{Don’t} Come Back Again Another Day

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Time to conquer clutter mama!

 

Are you tired of wasting precious time shuffling papers and looking for your missing shoe, or your vanishing purse? You dream of short-cuts to make your life more organized, but is it possible?

You’ve got great reasons for wanting to be more organized. You want the best for your family. You want to teach your kids to live in calmness, not chaos. You want to be patient without losing your ever-lovin’ mind in the insanity of so much stuff. And you just want to savor the time you have, instead of running around chasing clutter.
But sometimes it just feels so hard.

Maybe you’ve tried to get more organized before, and failed. Or thought you found the perfect system, only to have it not work for you at all. You’re not alone.

I know what it’s like to feel that getting organized shouldn’t be so hard, and the answer definitely isn’t to keep wasting money on more storage containers or pricey planners, either!

But what if you could learn from a group of organizing gurus all at once — regular people who’ve found practical solutions to their everyday struggles, and want to share their best tips and tactics with you in all the areas you find most challenging?

Because when you have the right info and tools at your fingertips, it’s so much easier. You know which papers to keep (and which should immediately be thrown away). You’re more confident in saying no to the things on your calendar that don’t matter (and yes to the things that do). You start learning the difference between what you really need and what will just add to the clutter to your home. You feel less stressed (and you’ll probably enjoy life more, too).

That’s why Stephanie and her team have put together the Conquer Your Clutter Super Bundle for the very first time. Their customers have been begging for help with streamlining their lives. The answer was this super-short opportunity to get a complete collection of organizational resources for a crazy low price.

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The Day My Blog Exploded

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Viral Post Pinnable Image

 

Early on I had a post go viral increasing pageviews by over 6000%…this is the story of that viral blog post.

GETTING STARTED

Before I dive head first into what I experienced the day my blog exploded, I should probably introduce myself so you can get a general feel for who I am and where I am on my blogging journey.  My name is Alea and I’ve been tinkering with the idea of a blog on and off for about 3 or 4 years.

I even tried starting a couponing blog once but realized that I simply didn’t have the time to invest in tracking down and keeping current on all the exciting new deals and coupons that were constantly in flux.  So I decided to leave that to the ladies who have nailed it already. I don’t know how they do it, but God bless them!  Anyway, that was very short-lived, but it did teach me quite a few things about what not to do. {I thought you might like a quick look at a screenshot from back then.}

Viral Blog Post | Screenshot of my 1st blog

Although I love couponing & saving, I realized that the mechanics of tracking those things down to provide a well-rounded resource database for other was unrealistic.  However, I did realize that I could easily write about my process, what has worked & not worked for me in the past, my own coupon brags, etc.

 

So I can just keep visiting the Krazy Coupon Lady (KCL) to find out the inside scoop on the best coupons & deals and I can be helpful and direct my readers there too.  I’m still helping even if I’m not the original source.  That took a huge burden off my shoulders.  However, I had burned out quickly with that one and took some years off.

 

The time passed and it was time to try and add another member to the family, so I decided to document my journey for other gals who were trying to conceive.  I had so many questions that I would scour the internet looking for answers on, so I figured why not become the resource?  Also, I am super big on preserving things for posterity like journals, keepsakes, etc.

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How it Feels to Make a Living with Affiliate Marketing: An Interview with Michelle Schroeder-Gardner

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Earn Income Online | Affiliate Marketing | Frugal Nesting

 

Epiphany

I have not been blogging for long, but anytime I start something I get obsessed and go all in.  Blogging is no different, so I dove head first into it as far as learning everything I possibly could!  I wanted to know everything from how to get my own website, making it look pretty, strategy for quality writing, growing an audience, etc.  In that research, something became clear very early on that piqued my interest and that was the fact that people are able to make money from their blogs.

That was, and still kind of is, foreign and crazy to me.  But what really blew my mind was that there are some people who earn income online and are able to blog for a living.  Yes, you read that correctly.  Some people earn a full-time income just from having a blog.  And hold onto your seats…some people make more in a month from their blog than I make in a year at my “real” job!

Burning the Candle At Both Ends

As a mom working a full-time job I constantly feel that both my job and my kids suffer as I try to juggle both.  We all know the mom guilt is real and it’s intense.  Burning the candle at both ends can really take its toll on our well being too.  So the notion that a person can actually work from home, or from anywhere for that matter, and earn a decent living doing something they love is like my dream!  That being said, I am not even in that ballpark.  I just blog for the love of it, but have recently begun to put processes in place to earn some extra spending money!

The money that I do earn blogging has jumped dramatically since I took an e-course by Michelle Schroeder-Gardner of Making Sense of Cents.  She is one of the bloggers I mentioned who makes more per month from her blog than I make per year in my middle-class business day job.  In fact, in one month she makes about double my yearly earnings.  In July of 2016, she made $112,594.97 for the month.  Anyway, Michelle has the most awesome setup at this point.  She quit her day job a while ago, sold her home and travels full time with her hubby in an RV.  All while earning money in her sleep from her blog!

The Interview

I recently interviewed Michelle about how blogging has changed her life and she had some pretty awesome things to say.  Take a minute to read our interview below:

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3 Things You Need To Do BEFORE Date Night as a New Mom

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Date Night New Mom

Preparing for Date Night

First of all Mama, if you are a first-time mom or recently gave birth, you need to ask yourself if you are really ready to be away from your baby for an extended period of time. One thing you will learn about me is that I am adamant about a woman’s need to follow her instincts when it comes to mothering and her baby. If you don’t feel ready, then there is nothing wrong with waiting a few more weeks, months, or even years until you are comfortable before your first date night after baby. Hopefully, your partner will be understanding and supportive when you express your feelings. That doesn’t mean you can’t go out, but it just means that baby will need to go with you! Yay family time!

If you think that you are ready for a night out with your partner (or with the girls) then I have some tips on things that you can do before you go! This advice is meant to help things go smoothly for you & the kids while you are away!

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My Favorite New Bath Time Tool

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LatherMitts are so awesome for bath time!

 

ENDED *** G I V E A W A Y Alert! >>> We are giving away one pair of LatherMitts by LatherUp.co!  You can enter HERE or through the widget at the bottom of the post between 09/15/2016 ~ 09/30/2016!  Please let me know if you have any questions at all!  Enter now…you will LOVE them!  Read below to see why! *** Congratulations to Michelle H. from MA…you are the winner!! Watch for your LatherMitts in the mail and let us know what you think!!

How do you feel about bath time? Do you love it? Do you hate it? I’ve had sort of a love-hate relationship with bath time over the past seven years. It had become somewhat of a nightmare with my oldest because he has this beautiful kinky-curly hair that takes a ton of work. He screams and cries when it comes time to comb through the knots & tangles! And then those early baths with our new little guy did not do much to change that perception, as he screamed bloody murder every time he came into contact with the water. Luckily we seem to have turned a corner with little Baby Guy, he’s now entered the giggly, kicky, splashy stage! But bath time always presents challenges at our house, so I’ve always got my eyes out for things that will make bath time easier.

New Bath Gadget

One of the fun perks of being a blogger is the opportunity to try out and review awesome new products! And you may have noticed that I’m also a huge lover and advocate of small businesses! So I was super excited at the opportunity to try out a super cool new bath time tool for babies and kids (not that it wouldn’t be great for adults too)! LatherMitts by LatherUp are the upgrade to bath time that you didn’t know you needed!

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SURVEY ALERT: Pinecone Research is Now Accepting New Registrants!

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PineCone Research conducts on-line interviews with consumers from all walks of life to obtain their opinions about new products. To become a panel member, all you need to do is complete the simple form above. This will only take a few minutes of your time. It’s easy and fun to see and evaluate new product ideas in the comfort of your own home.

You will earn points for each completed product survey, which can be exchanged for cash and other rewards. PLUS you will be automatically entered into a bi-weekly Sweepstakes to win additional cash prizes for your time.

Each interview usually takes 15-20 minutes of your time. Plus, you are free to leave the panel at any time should you choose to do so.

Registrants who complete the signup form online and align with the recruit target(s) and are eligible for membership consideration will immediately receive an email invitation containing a link, ID and password to complete the full registration process.

The link takes them to a brief “staging” survey (6 minutes or less) to gather some further information about that registrant and their household, and to gain agreement to the terms and conditions for panel membership.

Visit Pinecone and fill out a short questionnaire to see if you qualify. For those in the target demographic, earn as much as $3.00 per survey.

Remember, only one member of a household may qualify.Pinecone surveys are a proven method for earning a little extra cash. Receive earnings via check or PayPal. Pinecone also sends free items to sample and try out in exchange for your opinion!

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